at Home in York Region

Canada Housing Starts Increase in August

September 24, 2009

OTTAWA, September, 2009 — The seasonally adjusted annual rate1 of housing starts increased to 150,400 units in August from 134,200 units in July, according to Canada Mortgage and Housing Corporation (CMHC). “Housing starts are trending higher, reflecting improvements in both the single and multiple segments,” said Bob Dugan, Chief Economist at CMHC’s Market Analysis Centre. [...]

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Get the Most from Your Financing with a Mortgage Check Up

September 18, 2009

Have you thought about your mortgage lately? Your financial picture can change significantly over time, and having the right mortgage strategy is an important part of making sure your financial needs and goals are met. A personalized mortgage check up from a mortgage professional is an easy, no-obligation way to: Ensure that your repayment approach [...]

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Choosing a New Home Builder

September 17, 2009

Make the Right Decision for You — and Your Family You’ve made your decision. You’re ready to buy a house, and you want to purchase one that’s brand new. But with literally thousands of builders of all shapes and sizes to choose from, how do you know which new home builder is right for you? [...]

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A checklist is helpful when shopping for a mortgage

September 15, 2009

(NC)—Most home buyers need a mortgage and it’s therefore important to comparison shop. Terms and conditions differ from lender to lender, so do shop around, compare, and select the mortgage that best suits your needs.  The Financial Services Commission of Ontario (FSCO) – the government agency responsible for overseeing the mortgage brokering industry in the [...]

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Is Home Ownership for you?

September 14, 2009

Step 1 — Make Sure You’re Ready Before you start your search, make sure homeownership is right for you. Ask yourself some fundamental questions. Are you planning on relocating soon? Can you manage home repairs? Step 2 — Know Your Financial Situation Evaluate your current financial situation by calculating your net worth and reviewing your [...]

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Installing a Bathroom Fan

September 11, 2009

I recently made changes to my bathroom, a project that took far more time than I expected but did fortunately come within my budget.  With my now modern and sleek designed bathroom why all of a sudden I ended up with far more moisture after showering than I had before?  After close inspecting of the [...]

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How to Protect Your Credit Rating

September 9, 2009

What is the Beacon Score? Credit bureau scores are often called “Beacon scores” or FICO scores because most credit bureau scores used are produced from software developed by Fair, Isaac and Company.  Along with the credit report, lenders also use a credit score based on the information in the report. That score is calculated by [...]

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Is There More to Ownership than finding the right Home?

September 3, 2009

Finding and purchasing your home can be exciting — and overwhelming. You may be relieved once you finally take possession of your new house but be aware that the financial responsibilities of homeownership are just beginning. Make Your Mortgage Payments on Time Whether monthly, biweekly or weekly, be sure that you always make your mortgage [...]

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Buying a Home in York Region

September 2, 2009

Who You Need on Your Team Buying a home is one of the biggest decisions you’ll ever make. So when it comes time to signing on the dotted line, make sure you don’t make that decision alone. To help you put together the right team of professionals, Canada Mortgage and Housing Corporation (CMHC) offers the [...]

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Canadian Home Purchasers Savvy and Optimistic

August 31, 2009

Canada Mortgage and Housing Corporation’s (CMHC) 2009 Mortgage Consumer Survey results were released today, and indicate that nearly 90 per cent of recent home purchasers across the country believe that home ownership is a good long-term investment and that almost 70 per cent think that now is a good time to purchase a home in their community.  The survey [...]

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